Quebec kept what the rest of Canada retired: a true passive investor route. The relaunched programme asks for a 2 million dollar net worth, a 1.2 million dollar commitment of which a million comes back guaranteed after five years, and something rarer than money: oral French. For families who hold or can build the language, it is the widest investor door in North America. Here is how it truly works.
One million returns after five years under provincial guarantee, plus a 200,000 dollar contribution.
Built lawfully, with spousal assets counting.
Oral French at working level is the programme’s true filter.
Quebec is Europe grafted onto North America: cobbled streets under the Château Frontenac, Montreal’s festivals and aerospace plants, and a province that runs its own immigration because it knows exactly who it wants. Universities charge some of the lowest tuition on the continent, and childcare costs that make Torontonians weep.
Housing in Montreal costs roughly half of Toronto or Vancouver for city life of equal richness, healthcare and family benefits are generous, and taxes are honestly northern in exchange. Winters are theatrical and embraced; summers turn the whole province into a festival. French is the language of public life, which is precisely the point.
The programme suits families with lawful two million dollar balance sheets who hold, or will genuinely build, working oral French: francophone business owners worldwide, alumni of French schooling, and the determined. The language requirement is not an obstacle to route around; it is the door itself.
Guaranteed capital, forensic wealth checks and a language test most advisers whisper about: Quebec rewards families who prepare all of it properly, which is exactly our trade.
Selected investors receive a Quebec Selection Certificate leading to Canadian permanent residence for the whole family, with all of Canada’s rights attached and citizenship possible three years after landing. The investment is passive and guaranteed: no business to run, no jobs to create, with Investissement Québec holding the funds. Official conditions are published at quebec.ca.
Net worth: at least 2 million dollars, built lawfully, with a spouse’s assets counting. Investment: 1.2 million dollars in total, a 1 million dollar five year placement returned in full under provincial guarantee plus a 200,000 dollar non refundable contribution. Experience and language: management experience in recent years and oral French at working level, demonstrated at level 7 on the Quebec scale with accepted test results submitted with the application, with genuine intent to settle in Quebec.
The sequence runs: file with Quebec at any time, since applications are accepted year round with no maximum number; clear the province’s examination of wealth, experience and French; complete the investment when the Ministere requests it, then receive a work permit and complete a 12 month stay in Quebec before the selection certificate is issued; then pass federal health and character checks for permanent residence. Applications may be submitted at any time with no cap, but complete, well prepared files avoid long processing delays.
Net worth: 2 million dollars minimum. Commitment: 1.2 million, of which 1 million returns after five years, making the true economic cost the contribution plus foregone interest. Intake: applications accepted at any time, with no maximum number received. French: spoken level 7 on the Quebec proficiency scale, proven when the application is submitted. Residence: genuine Quebec settlement intent, taken seriously by both governments.
Start French before anything else: sustained study over one to two years reaches the required level for most motivated applicants, and nothing else in the file matters without it. Document net worth to forensic standard, including every gift and disposal. Plan Quebec settlement honestly, schools, housing and community, because intent is examined, not assumed. And be ready before filing, so the file can be submitted the moment it is complete. We run all four workstreams in parallel.
Selection requires genuine Quebec intent, so the settlement plan deserves the same care as the balance sheet. We help families choose the city, the schools and the neighbourhood before the application is filed.
The walled capital pairs European streets with government stability and the most affordable elegant living in the province.
Assess MeFestivals, ice hotels and a season the locals celebrate rather than survive: winter here is a feature, not a bug.
Am I Eligible?The business capital of French America: aerospace, AI and universities, at half the housing cost of Toronto.
Contact UsEighteen months of committed study reaches the oral level for most applicants, and nothing else in the file matters without it. We build the language plan alongside the wealth file.
Passports, birth and marriage certificates for the household, consistent across the provincial and federal stages.
Statements, valuations, sale contracts and gift documentation tracing 2 million dollars to lawful origins, prepared to the standard Quebec’s analysts actually apply.
Corporate records and role descriptions proving qualifying management experience in the recent years the rules count.
The signed agreement placing 1 million dollars for five years under provincial guarantee plus the 200,000 dollar contribution, executed through authorised intermediaries.
Oral French results at the required level and the honest settlement picture, housing, schooling and ties, that shows Quebec you mean it.
Prefer a conversation before anything formal? Our consultants answer Quebec questions with complete candour, from realistic French timelines to how intent is actually examined.
Nearly three decades guiding successful emigrations worldwide.
Former Emigration Officials with deep, current knowledge of immigration law.
Considered, discreet guidance tailored precisely to your circumstances.
The million dollar placement returns in full after five years under provincial guarantee, so the true economic cost is the 200,000 dollar contribution, fees and foregone interest on the million.
Yes. Spoken French at level 7 on the Quebec scale, with accepted test results less than two years old submitted with the application. It is the programme’s defining filter, and eighteen months of committed study gets most applicants there.
The five year placement is guaranteed by the province through Investissement Quebec, which is why the programme calls itself passive and means it.
At least 2 million dollars built lawfully, spousal assets included, documented to forensic standard.
The programme selects people intending to settle in Quebec, and both governments take that intent seriously. Plan Montreal or Quebec City honestly, not as a fiction.
Applications are accepted at any time and there is no maximum number, so files finished before opening day are the ones that get in. Preparation is the queue.
Spouses and dependent children share the application and land as permanent residents together.
Three years of physical presence in Canada as permanent residents within five, the same generous clock as everywhere in the country.
Book an assessment and our team will assess your options.
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Tell us your balance sheet, your French today and your timeline, and our specialists will map the intake strategy that gets your family selected.