MM2H remains the most liveable long stay programme in Asia: English is everywhere, healthcare is superb value, and the ringgit stretches a retirement or a remote income further than almost anywhere comparable. The recent restructuring created Silver, Gold and Platinum tiers plus a Special Economic Zone route, each pairing a fixed deposit with a Malaysian home. Here is the current picture, tier by tier.
Silver, Gold and Platinum, from five to twenty year renewable passes.
Plus a 600,000 ringgit home: the entry point to long stay Malaysia.
Over 50s face no minimum stay at all.
Malaysia blends first world infrastructure with Southeast Asian warmth: gleaming Kuala Lumpur, UNESCO George Town, island mornings on Langkawi and rainforest older than the Amazon. English is a working language of business and medicine, flights fan out across Asia, and the cost of an excellent life remains among the friendliest anywhere.
Foreign sourced income remitted by resident individuals currently enjoys generous exemptions, and MM2H holders have traditionally kept offshore income outside the Malaysian net; we arrange local tax advice for every case. Private hospitals in KL and Penang serve medical tourists from across the world at a fraction of Western prices, and a comfortable couple lives well on a modest four figure monthly budget.
MM2H suits retirees stretching pensions without stretching standards, remote earners anchoring in Asia, and families wanting international schooling at sane fees. The mandatory property purchase suits those happy to own their base; pure renters should weigh the commitment honestly, and we help them do exactly that.
From tier selection to the fixed deposit and the property purchase, our specialists manage MM2H applications end to end through licensed Malaysian agents.
MM2H is a long stay social visit pass: five years renewable on Silver, fifteen on Gold, twenty on Platinum, with multiple entry throughout. Participants place a fixed deposit in a Malaysian bank, buy a qualifying home, and live in Malaysia as long stay residents. Platinum adds limited rights to work and invest actively. The programme is administered by the Ministry of Tourism through licensed agents, and official terms are published by the ministry.
Silver: a 150,000 US dollar fixed deposit and a home of at least 600,000 ringgit, for a five year renewable pass. Gold: 500,000 dollars on deposit and a 1,000,000 ringgit home, for fifteen years. Platinum: 1,000,000 dollars and a 2,000,000 ringgit home, for twenty years with limited work rights. The Special Economic Zone tier serves designated zones with deposits of 65,000 dollars for applicants aged 21 to 49 or 32,000 dollars at 50 plus, with a 500,000 ringgit zone property.
Applications run through licensed MM2H agents: file with the ministry, receive conditional approval, enter Malaysia to place the fixed deposit and complete medicals and insurance, then collect the pass. The property purchase must complete within a year of approval. Under 50s plan for the 90 day annual stay requirement; over 50s travel freely.
Deposits: 150,000, 500,000 or 1,000,000 US dollars by tier, with partial withdrawals permitted after year one for property, medical and education spending. Property: 600,000 ringgit to 2,000,000 ringgit minimums by tier, held for the duration. Presence: 90 days a year under 50, none required over 50. Dependants: spouses, children and parents join the pass.
Choose the tier by exit plan, not ego: Silver renews happily and ties up least capital. Buy the property where you will genuinely live, because state minimum prices for foreign buyers vary and resale liquidity differs sharply between KL, Penang and the resort coasts. Time the deposit conversion when the ringgit is kind. And use the SEZ tier if a designated zone fits your life: it is the quiet bargain of the programme.
Every tier pairs its deposit with a Malaysian home, so the property decision deserves as much care as the visa. We source qualifying homes with resale liquidity in mind, not just the minimum price.
The capital delivers the deepest market and the strongest resale: KLCC towers, Mont Kiara family condos and international schools in every direction.
Assess MeHeritage streets, superb hospitals and an expatriate community half a century old make Penang the retiree favourite.
Am I Eligible?Island and resort properties meet the thresholds at gentler prices, for those whose second home should feel like a holiday.
Contact UsSilver ties up the least capital and renews happily; Platinum buys decades and work rights. One conversation models the deposits, the property and the ringgit question together.
Certified passports for all applicants, birth and marriage certificates for dependants, consistent across the file and translated where required.
Bank statements demonstrating liquid assets and income appropriate to your tier, prepared to satisfy both the ministry and the receiving Malaysian bank.
The certificate for your tier deposit, 150,000, 500,000 or 1,000,000 US dollars, placed after conditional approval and maintained for the life of the pass.
Sale and purchase agreement for a home meeting your tier minimum, completed within twelve months of approval and held for the duration of participation.
Malaysian medical examination, health insurance covering the family locally, and clean criminal record certificates from your countries of residence.
Prefer a conversation before anything formal? Our consultants answer Malaysia questions with complete candour, including who should not buy and why.
Nearly three decades guiding successful emigrations to Australia.
Former Emigration Officials with deep, current knowledge of Australian immigration law.
Considered, discreet guidance tailored precisely to your circumstances.
Five years on Silver, fifteen on Gold and twenty on Platinum, each renewable while the deposit and property are maintained.
150,000 US dollars for Silver, 500,000 for Gold and 1,000,000 for Platinum, with the SEZ tier at 65,000 dollars for ages 21 to 49 and 32,000 at 50 plus.
Yes, under the current rules every tier requires a qualifying purchase, from 500,000 ringgit in the special zones to 2,000,000 ringgit on Platinum, completed within a year of approval.
After the first year, partial withdrawals are permitted for approved purposes: property purchase, medical treatment and children’s education in Malaysia.
Applicants under 50 must spend at least 90 days a year in Malaysia; over 50s face no minimum stay.
Silver and Gold are non working passes. Platinum participants may work and invest actively with approval, and any tier may own passive investments.
Yes: spouses, children and dependent parents join the pass, and children access Malaysia’s international schools at fees that make expatriates elsewhere wince.
No. MM2H is a long stay pass, deliberately so. Families seeking eventual citizenship elsewhere often pair Malaysia for living with a second programme for status, and we plan both together.
Book an assessment and our team will assess your options.
Receive tailored advice and a clear migration strategy built entirely around you.
Let us manage your application from lodgement to decision, or choose to be guided.
Tell us your age bracket, budget and plans, and our specialists will match you to the right tier, the right city and the full costs before anything is committed.