Enjoy Your Retirement in Australia

Maximising Your Retirement

Sterling Migration specialises in retirement through investment solutions. 

Our retirement services are designed to assist those wishing to join the exodus of retirees leaving the UK in exchange for a more comfortable and tax efficient life in Australia.

We provide simple, secure Retirement-by-Investment solutions. 

The application process can be fast-tracked in only a few months if required.

Over recent years our Retirement-by-Investment has become the preferred route for many as it provides a simple, fast, effective route to retirement in Australia.

New investment opportunities available for 2024-25.

“For peace of mind and protection, emigrate with complete confidence.”


Retirement by Investment

As we approach retirement, it’s crucial to ensure our hard-earned money is protected and can grow in a stable, secure environment. Australia offers retirees a safe haven with the potential for impressive returns, making it an ideal destination for those looking to enjoy their golden years in comfort and security. Despite the inevitabilities of life, Australia’s booming economy, which has avoided recession for over two decades, presents an exceptional opportunity for retirees.

Over recent years Retirement-by-Investment has emerged as a preferred pathway for many retiring to Australia, providing excellent opportunities for Permanent Residency that also provides fixed annual returns.

Key Benefits of the Retirement Visa

  • Pathway to Permanent Residency: Includes your spouse and children.
  • Low level of investment: from AUD $1.5 million
  • No Minimum Skills or Education Level Required: Simple and straightforward.
  • Pathway to Australian Citizenship: Secure your future.
  • AAA Rated Economy: Stability and growth.
  • Tax-Efficient system: including zero rated inheritance tax.
  • Dual Citizenship Permitted: Enjoy the best of both worlds.
  • Fixed Rate Return: Secure and predictable income.
  • Priority Processing Times: Fast and efficient.
  • Security and Peace of Mind: 100% success rate.

Why Choose Sterling Migration?

Sterling Migration offers completely managed, comprehensive solution tailored to our clients requirements. Our proven track record and professional expertise ensure a seamless transition to retirement in Australia.

Taking the Next Step With Us

Complete our online assessment form today to receive our complementary guide and to arrange a chat with one of our friendly Retirement-by-Investment experts.

FREE eligibility assessments
plus receive our guide

Emigrating to Australia for Retirement

Retirement today is not a one-size-fits-all scenario. The traditional model of ceasing work abruptly is being replaced by more gradual transitions.
Many individuals now prefer to phase into retirement, maintaining part-time work or consultancy roles. This flexibility facilitates a smoother adjustment to retired life.

Understanding the regulations and what is possible will help you to determine the optimal timing for your retirement, ensuring compliance and maximising benefits.


Simultaneously, when planning the timing of your retirement, it is imperative to define your retirement objectives.

Whether you aim to enjoy the sunny beaches of Australia, immerse yourself in the vibrant local culture, or spend more time with family who may already be in Australia, your retirement plans should reflect your personal aspirations.


Some clients choose to stay in larger homes, while others downsize. Additionally, relocating to a quieter spot or more scenic area may enhance a clients retirement experience.

Careful consideration of your residential preferences is important, so it aligns with your overall retirement aims.


You may wish to transfer some or all of your international assets. Managing the movement and disposal of assets between two tax regimes requires careful planning to avoid unnecessary tax liabilities.

Proper planning around the timing of asset disposals is crucial.


State pensions form a part of many retirees’ income. However, for those intending to retire in Australia, it is important to note that the State Pension from some countries may not be indexed, reducing its real value over time. Additionally, eligibility for the Australian State Pension requires at least ten years of Australian residency.


Planning for a successful retirement, particularly when it involves emigration, is a complex process that requires careful consideration of multiple factors.

Our expertises provide comprehensive and tailored advice.

The Appeal of Retiring in Australia

Australia boasts political stability, low crime rates, and a vibrant expatriate community.

Notably, 14% of the expatriate population identified as retired in 2023.

A considerable segment of these retirees are under 55, many of whom are drawn by Australia’s relaxed cultural ambience.

Remarkably, 43% of individuals who relocated to Australia did so in pursuit of an enhanced quality of life.

When considering retirement in Australia, the attractive aspects of housing, healthcare, and the overall cost of living contribute to a comfortable and fulfilling retirement experience.

Australian Taxes

Australian Taxes

Would you be better off within the Australia tax structure. Discover some of the key difference.
Skilled In Demand in Australia

Zero Inheritance Tax

When and how can those emigrating to Australia become free of inheritance tax.
FIRB rules on purchasing property in Australia

Real Estate

Discover the rules regarding purchasing property in Australia and how the FIRB rules apply.
QROPS Australian Pension


Learn about the benefits and tax implications of QROPS when transferring your pension to Australia.

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