Retiring to Australia

“Solutions Designed Just For You”

More than ten thousand people applied to retire in Australia during 2019 alone. Since Australia abolished the “405” retirement visa, we have developed an alternative solution for retirees:

Emigrating to Australia over 45 years old

All those over 45 are no longer eligible for skilled worker visas. Once you reach 50 years old, even more visas become unattainable. However, there is still an opportunity to emigrate for all those over 45 years, with no upper age limit.

By becoming a shareholder in a compliant business, you may become eligible for Permanent Residency in Australia. Migration Investment programmes for Australia are the fastest growing area of immigration law as people come to realise Australian residency by investment is not just a desirable way to emigrate but, a vital part of many effective Australian immigration cases.

As members of the Migration Investment Council, we are well placed to assist in your Residency by Investment case. We assist our clients in locating the perfect business to meet their emigration requirements and manage the entire process. Cases are currently completed within 12-24 months. However, you can emigrate in just a few months if you’re in a hurry!

Our most popular permanent “retirement” visa:

Allowing our clients to retire with easy – by providing permanent residency on arrival. Complete our enquiry form to receive your guide and to arrange a consultation with one of our senior migration consultants.

Qualifying criteria:

No upper age limit
Secure complaint shares
The cost is AUD 595,000
No upper age limit
No points testing
Simple, effective process
Limited availability

The conditions:

Permanent Residency for your family on arrival
Access to free education
Access to Medicare
No inheritance tax
No restrictions on purchasing property
Dual Citizenship permitted
Fast, easy process completed in 21-24 months

Retire to Australia solutions

Can I purchase a home?

With our retirement visa - you can purchase your perfect home on arrival

As a permanent resident of Australia on arrival, you will be free to buy any property you wish free from the foreign investment prohibitions currently enforced by the FIRB.

Purchasing a property can often act as a useful economic entry point for people who are looking to retire in Australia as opposed to being forced to rent due to foreign investment restrictions imposed on those who only hold temporary residence.

Do I require medical insurance?

Healthcare is important

Life expectancy in Australia is higher than in many countries and the health and social care facilities on offer are of an excellent standard. However, retirees should always remember that while they will be entitled to any government or medical benefits during their retirement in Australia this can be limited.

Therefore, they may wish to secure their own fully-comprehensive insurance policy. We partner with leading Australian medical insurance providers to provide such medical cover as required.

Things to note...

Practical Considerations When Emigrating to Australia

Make sure you fully understand what your financial situation is before you begin your emigration case to retire in Australia. You need to address what to do with your pension, what your tax liability is and whether you are entitled to any benefits. Here’s how…

Acquire an estimate of your state pension so that you can work out how much you will have to live on each month.
Ask HM Revenue and Customs for information on your tax liability on any income over your UK personal allowance. Be mindful of the fact that UK tax payable from abroad can vary quite significantly from country to country.
Seek independent tax advice about the benefits of offshore banking – it could make a big difference to your savings.

Other things to take care of…

Your “to-do” list might seem uncontrollably long, but here are another couple of things that need to be dealt with that might have slipped your mind:

If you decide to split your time between Australia and the UK, work out how best to secure your property if it will be empty for a number of months at a time. Also, remember to inform your mortgage lenders and insurers that you are going to be elsewhere.
Notify your utility companies of your imminent departure and provide them with a forwarding address so that they can send on any refunds that you could quite possibly be entitled to.
Contact your local Council Taxation organisation, the Electoral Register, your banks and building societies and make sure all mail will be forwarded to your new address.

Finally, when moving to Australia use a currency exchange specialist rather than a bank to transfer your money, this could save you thousands. We work closely with our partners to ensure our clients receive the most favourable exchange rates available.

Australian culture

Australia has one of the worlds most socially and politically relaxed climates

According to a survey by HSBC in association with YouGov, around 27% of expats cite a better climate as the main reason for moving abroad – far more than the average of 12% for other countries.

Australia is a stable, safe country with low levels of crime. It has a thriving expat community, and many are retired – with 14% classifying themselves as retired according to research by HSBC. One-third are aged over 55, and many are drawn to Australia due to its relaxed culture. Accordingly, 43% moved to Australia to improve their quality of life.

Housing, healthcare and the cost of living are all attractive if you’re planning to retire to Australia. While housing is mostly a rental market, property isn’t expensive especially if you’re willing to live outside of city centres.